But, most are low-balance, secondary accounts, as two-thirds of these new customers keep their old bank accounts open. Impact of GST on Banking sector Last updated on Jan 22nd, 2019 Shweta Bedekar Bank Exams, Campus Recruitment, GD in College, MBA Entrance Exams Listen to Post. GD is a simple soft skill test to test your oral communication skills and positivity of your body language. Subsidiaries of big banks, like RBS’s new UK digital bank Bó, are positioning to help customers become “better with money” to minimize those “bad with money” costs. Accenture projects impairments will rise by 5% to 6% a year through 2022. 1 comment . The above stated are the few latest GD topics that can be expected in th upcoming examinations. So, expect the action to be concentrated in fragmented domestic markets, like the U.S., and expect many smaller banks to huddle together for warmth in 2020 as the weather turns colder. 38. The question is: how will these huge pools of non-bank assets perform in even a mild downturn? Although there are predictable, multi-decade-long forces reshaping the industry, the industry was shocked by how the U.S. mortgage squalls of 2007 quickly strengthened into 2008’s destructive hurricane of liquidity crises and bailouts. Opinions expressed by Forbes Contributors are their own. Economy, Banking and Finance Current Affairs 2020-2021 covers all Current Affairs related to Indian Economy, Finance, Agriculture, Industry and Banking Sector. Fear of unexpected account charges is a reason why there are nearly 50 million under-banked adults in the U.S. Credit quality as measured by impairment charges peaked in 2014 and has been getting worse ever since. Or will they attempt a Spotify-style, data-driven banking subscription model (and do it better than big tech)? The person who concludes a discussion gets an extra edge over the other candidates. 36. In 2020 thousands of PSB employees will retire and new positions will be opened up. GD Topics for MBA 2020: Group Discussion (GD) is an important part of MBA selection process. Get top GD topics for MBA admission 2020. Despite aggressive boosterism, digital currencies remain a sideshow in mainstream financial services, functioning mostly as a speculative asset class. In our research archive, we have lots of free banking and finance project topics, and premium research papers in the department of e-banking, financial management, investment banking e.t.c. These criteria include: Subject Knowledge: Speaking without knowledge would not be a smart thing to do in a GD. There’s an argument to be made that 2020 could be the year in which the long post-financial-crisis recovery of the banking industry and the rise of fintechs as major industry players both get blown off course. After the written examinations are over, shortlisted candidates are asked to appear in the Group Discussion Round. Latest (200+) Group Discussion (GD) Topics 2020 for MBA. Also, monitor your pitch and pronunciation. Expect the best banks to accept that vertically integrated banking is dead, and to use shared data to try to claim the advisory high ground, intermediating the offers of other firms for the benefit of their customers while also protecting their personal data. Last Updated: October 3, 2020. Read 100+ Hot GD Topics, prepared by MBAUniverse.com, India’s No 1 MBA Portal. Background :-Goods and Services Tax, a strong taxation system was introduced on 1 st of July in India. Before joining Accenture in 2016, I was a senior partner in the Financial Services practice at Oliver Wyman. Current GD Topics * A Unipolar World spells disaster for underdeveloped countries like India * Is Globalization Really Necessary? Lecturette topic is mentioned along … These are recent/Current GD topics that are helpful for MBA students as well as engineering students. In many markets, second tier banks are struggling to grow, with revenue leaking to both new entrants and industry titans. You must be bold enough to express your views while maintaining a cool demeanor and also respecting the views of other members of the group. Given the importance of Union Budget in context of slowing Indian economy, this is a hot topic for GD and Essay for 2020. In the U.S., middle-market, non-bank institutions now hold the majority of both bilateral and syndicated lending assets. Read Newspapers or. Banking Risk and Management. Academic counselor helping students to prepare for Bank and insurance exams. The smart deals will emphasize technology scale and in-market distribution overlaps. Many commercial banks have laid digital foundations through investments in improved CRM, loan origination platforms, and commercial data analytics… GD Topics for MBA including topics on Current Affairs, Business & Economy and even Abstract topics to check the creativity of college students. I am passionate about classical music and am involved in a number of educational and cultural organizations in my native Scotland. GD topics can be categorized in several ways. Rate Us . © 2020 Forbes Media LLC. In a Group Discussion. Many commercial banks have laid digital foundations through investments in improved CRM, loan origination platforms, and commercial data analytics. Banks should play close attention in case the expected macroeconomic tropical depression suddenly shows signs of strengthening into a far more damaging credit hurricane. CAT 2020 - Answer Key Release on December 8. We have categorized the GD Topics below: Such topics are presented as a real-life situation and you are expected to analyze the situation and tell how would you perform in such a scenario. Data sharing will also power new business models, like Mortgage Gym, which focuses on product suitability. The Marvel Cinematic Universe kicked off over a decade ago with Tony Stark in a dusty cave building a suit of armor capable of turning his beaten-up body into an effective weapon. Celebrity-backed Aspiration Bank’s struggles to close a new funding round hints that new entrants now need to show that there’s a pot of gold at the end of their customer acquisition rainbow. Continental European cross-border retail banking deals might make sense when banks can build a true common operating model, but we’re still years away from Europe-wide deposit insurance and other enabling factors. The section has 100+ latest Group Discussion Topics on various categories like current affairs, news, business, management, social, sports, education, technology, environment etc. Maybe. They are looking to check and analyze several personality traits like public speaking, confidence while delivering or expressing your views, team spirit, social behavior, and problem-solving skills. I am a senior managing director and head of the global Banking practice at Accenture, responsible for our overall vision and strategy, investment priorities and offering. Will private cars increase after lockdown? 37. I hope we don’t see a year of destructive storms that echo those of a decade ago, but I think it’s unlikely that the global banking weather will remain sunny and warm in 2020. Meteorologists draw a distinction between the long-run trends of climate change and the fluctuations of day-to-day weather conditions. Last year I pleaded for bankers to limit their use of the term “platform,” as it had become largely meaningless. Now grow revenue. Banking Sector is one of the most demand sector now-a-days other than Engineering, Medical, etc. For an efficient performance and score in group discussion round, you must read newspapers regularly and prepare all the latest GD topics related to current affairs, important events, and important decisions made by the Government or the banking system. Improve your speaking skills. Evaluation Criteria for Group Discussion Topics. These banks find themselves stuck in the middle, with neither scale nor an innovative business model. Always address the entire group with respect. Get a taste of important GD topics for Bank PO exams. The rest of the industry may not know what hit them. 2020 will be an interesting year for the banking industry. MBAUniverse.com has reviewed and publishes here the highlights of Union Budget 2020. You may opt-out by. This year, the best commercial RMs will be protected from the weather and will begin to fly. Setting a personal financial goal early in life. GD Topics : Here are latest list of 50 group discussion topics. “Partnering can extend products and platforms into new markets, expose brands to new customer segments and create scale,” Acxiom observes. Important Group Discussion Topics on Banking with Facts and Quotes you can use in GD on Banking related topics, Key initiatives by government in banking sector. These topics require basic group discussion tips and no prior knowledge is needed. MBA Placement Training Banking / SSC / Govt Exams Careers After +2. XAT 2021 - January 3, 2021. Advantages and disadvantages? Will credit asset managers amplify a mild down cycle by taking quick write-offs and selling assets at fire sale prices? One way of doing so is on the basis of facts and scenarios. In 2020, consumers will become more discerning about “free banking” and “bundled banking,” as they search for understanding and clarity on fees and charges. We will also see whether customers will vote with their wallets to favor the ethical and inclusive over the cheap and efficient. 2019 saw a lot of merger and acquisitions activity in the payments and brokerage sectors driven by fee compression. also, try to conclude the discussion. NMAT 2020-21. More than a token effort: the emergence of digital currencies. MBA Group Discussion (GD) Topics 2020 - MBA aspirants have to appear in Group Discussion, Personal Interview and Written Ability Test after the result of MBA entrance exams is announced. For eg. Also Read: 60 Extempore Topics. Group Discussion is a group testing round where they check the individual’s ability to work in a group and with a group. Banks must keep using technology to drive efficiency – and not just for the benefits of a media splash in the innovation arms race. One 2020 impact will be in the world of commercial banking – as relationship managers (RMs) start to benefit from AI-enhanced decision support. IndiaBIX provides you lots of GD topics with answers for various interviews such as gd topics on current affairs, latest gd topics for campus recruitment . If mid-sized banks can’t rely on digital leadership to reduce costs and improve profitability, many will turn to M&A as a tried-and-tested way to reduce costs, either through whole bank deals or selective business acquisitions. Group Discussion Ideas > Economic GD Topics > Impact of GST on Banking sector. That trend is about to accelerate as benign global macroeconomic conditions come to an end. There are plenty of clouds on the horizon and there’s a risk that the weather might change far quicker than predicted. How will Atmanirbhar Bharat Abhiyan economic package help the country? 2020 could change that. Stay tuned to MBAUniverse.com for latest GD Topics on Current Affairs and more. In Europe, many banks have now made carbon emission reductions and broader social responsibility goals part of their corporate purpose. You can participate in any topics and express your thoughts. Here is a list of few recent GD topics that can be prepared for the SBI PO GD round. Free Banking and Finance Project Topics and Materials PDF for Undergraduates and Masters Students. Increase investment in Education sector to 6% of GDP: ... We hope you found this review on NEP 2020 useful. * What shall we do about our ever-increasing Population? Stable coins might have a moment in the sun as a settlement mechanism for cross-border transactions, but widespread adoption of digital currencies is still tiny. If banks do begin to reshape their asset and investment portfolios to help address social issues like climate change, will shareholders applaud, or will they put profit before purpose? 2020 will begin to show whether purpose-driven business models will reshape banking, or if this is all just talk. Despite all the talk of AI and robotics, the banking world is still going to need plenty of Tony Starks: smart and inventive employees capable of being augmented and improved through the right technology support. The downside: shared data could be a circular firing squad, wrecking the economics of the banking industry. GD or Group Discussion is an important round in many banking examinations like SBI PO. 2020 will likely see those investments start to pay off in a more integrated fashion. Will banks stop raining fees on struggling customers? Increase in privatization in the Economy. In 2020, we will see the beginning of the end of car ownership.” 4. Social media is killing book reading habit! Given is a list of top GD topics on current affairs. This augmentation will help RMs better allocate their scarce time and make smarter decisions regardless of the broader industry climate. Accenture research shows that in the U.K. alone there are now over 18 million new-entrant bank accounts, up 35% in just six months, with a trend line to 25 million very soon. (Updated on July 09, 2020) With 1 crore and 25 lakhs people infected globally by the Covid-19 and 5.53 lakh casualties across the world including 21000 in India due to the global spread of Corona Virus – Covid-19 that originated from China, has claimed its toll in Italy, Germany, Taiwan, Singapore, Hongkong, France, Canada, Russia, USA among other countries. IBPS Clerk Prelims Exam Analysis 2020, Shift 1 (5 December): Questions Asked, Level, Good Attempts, IBPS RRB PO Prelims Re-Exam Admit Card 2020: Download RRB Officer Scale 1 Call Letter, IBPS PO Re-Exam Admit Card 2020 Released, Check IBPS PO Prelims Re-Exam Admit Card Download Link, Impact of Coronavirus on the banking system and the economy. Here are a few GD Tips that can help you improve your GD skills: Lastly, the most important Group Discussion Tip is If you are unable to recollect sufficient information about a topic use 5W and 1H – What, Who, When, Where, Why, and How. Stable government is important for economic growth. Hey , Very generic question but let me try It may differ 1. based on the HR 2.Based on the segment 3.Based on the company 4. The era of purpose-driven banking arrives. In markets like the U.K. and Germany, aggressive cost cutting will remain critical for most banks. The ultimate objective is to improve the customer experience with an enhanced value transfer. They are also heavily dependent on shrinking debit interchange fees for revenue. When the right strategic partners are selected, there shoul… In the U.K., overdraft fees and related charges account for a third of all transaction banking income. “Banks” Disappear. Will credit models used to underwrite consumer loans to Grab drivers in Malaysia prove robust? List of important topics you can expect in Group Discussion and Case Study round of MBA admission session 2019-2020 – genre-wise with institute name. After clearing the group discussion round they proceed for PI. Make sure you go prepared. Disaster Management in India: Cyclones and Earthquakes, Use of technology to tackle Financial crimes, Future and importance of blockchain technology. In 2020, I suggest that the label “challenger bank” be replaced in strategy documents with terms that have business model specificity. Every product … Interpersonal skills, like industry knowledge, client empathy, and the ability to negotiate pricing, will remain critical, yet they will increasingly be augmented by Jarvis-like AI support. Tech-led growth will need to come from the big gears of banks’ economic model—the ability to generate assets, liabilities, and material fee-income streams. Many consumer lending markets around the world are now dominated by non-bank originators. Views:51321. GD or Group Discussion is an important round in many banking examinations like SBI PO. Banks can play a vital role, investing in renewable energy and withdrawing or raising the price of capital in less ethically sound sectors. There are four major areas of evaluation, based on which the candidates are judged. So even at scale, these banks will struggle to justify their lofty valuations without a more clearly defined profit model. MBA Exam Notification 2020-21 . 39. Consumers sometimes avoid the monthly fees of traditional bundled bank accounts and instead use the services of check cashers, which are often associated with high one-off fees. A pot of gold at the end of the customer acquisition rainbow? Now, Open Banking is shifting from payments initiation to giving customers control over how their banking data is shared. A componentized approach will break down silos between Small Business, Commercial, and Corporate Banking divisions, allowing the best banks to create a continuum of offerings that map to a sophisticated understanding of the needs and behaviors of each business customer. Good job on profitability. 35. Read below for 100 latest Group Discussions Topics 2020 with answers for your MBA 2020 selection There’s cautious enthusiasm and interest in Europe, with tangible progress in markets like Sweden, while, in contrast, we see at least public skepticism from the U.S. Federal Reserve. × Home; About; Testimonial; Courses; Contact; Learning Home. The host gives the group a topic and a few minutes to recollect your facts and opinions about the topic. In 2019, there was plenty of innovation in the digital currency space, but also plenty of blow-back from regulators concerned about losing control of the financial system and possible encroachment on their monetary policy prerogatives. Views:29387. Article 370 has been topic of group discussion and has been few top gd topics in job and college admissions, we have tried to discuss Artilce 370 for students here. Instant Access to Free Material The selection process of various banking exams like SBI PO, RBI PO etc consists of a rigorous process. After the completion of SBI PO Mains written examination, qualified candidates move on to the GD and Interview stage. You are then asked to present your views in the group supporting it with facts and evidence. You are a bank employee and you saw someone being rude to the customer and not complying with the bank norms, what would you do as a colleague. I’m taking the same approach to my banking predictions this year. They generally involve famous sayings or a line from a book. All Rights Reserved, This is a BETA experience. Benefit and Disadvantages of E-Commerce. How will the past decade of structural change in banking shape those numbers? Fee income is in steady decline – and it would be even more dramatic if consumers weren’t persistently making bad financial decisions. 100 Most Important GD Topics for 2020. 2020 could see the introduction of a third: tokenized central-bank-issued currency capable of being cleared and settled instantaneously between trading partners. By sharing data, customers could automatically get low-cost insurance when they buy a car or installment credit when they need a new washing machine. Instant Access to Free Material Important Essay Topics 2020. GD topics with answers are covered in the Group Discussion Section. You must study and follow all the given Group Discussion Tips to be prepared for the given GD Topics and similar topics like these. Or, can they achieve the massive scale required to capture material fee income from a platform model that focuses on advice and spend intermediation? By improving the customer experience, providing better in-the-moment advice, leveraging Open Banking, and generally going on the offensive, the best digital banks must show that even in a “long and low” interest rate environment they can generate profitable, double-digit revenue growth. After five years of development, the People’s Bank of China seems ready to launch a central bank digital currency. Pros and Cons of outsourcing of banking activities. Please remember it is not an argument but a discussion. P. Kolandasamy, Puducherry says: Aug 5, 2018 at 9:00 am SWIFT was launched by Bank for … There is evidence that major banks in North America and Europe are shifting their loan mix towards pass-through sales and away from holding loans to minimize risk exposure. 2020 is likely to be a year in which we’ll see more traditional bank mergers driven by similar pressures, akin to the Truist deal between SunTrust and BB&T. This is happening in the U.S., where massive technology investments are driving consolidation of assets and liabilities to the largest banks, trapping most regional and community banks in a low-growth model. Mentioned below are some of the important extempore speech topics for MBA organized under sub-headings to clearly present an idea of the topics covered: Social Issue Extempore Topics for MBA. In a world of growing income inequality, it rains a lot on customers who are living paycheck to paycheck. These topics are collected and compiled by SSBCrack’s team. Should Yoga be made compulsory in schools?.Click here to find Interview questions,Interview preparation ,Interview puzzles etc updated on Dec 2020 MBA institutes invite candidates for GD after entrance examinations. In this article, we have explained the meaning of Group discussion along with the types of group discussion topics to expect in the exam. 22,166 views Mar 05, 2020 SSBCrackExams SSB Interview 2 Comments. Last summer, the U.S. Business Roundtable declared that the purpose of a corporation is no longer just to serve shareholders, but “to create value for all our stakeholders” with the signatories including many big bank CEOs. The WeWork debacle has changed the fintech weather for 2020. It is important that you prepare all the important group discussion topics to ensure that you clear the bank exams. Banking has become a lot more diverse, but there’s a dangerous lack of clarity regarding the taxonomy underlying new business models, which all get lumped together as “challenger banks.”  New entrants range from narrow payments specialists, like Revolut targeting cross-border transactions fees, to broader but purely digital banks, like Atom, to newish, full-service banking alternatives, like Handelsbanken in the U.K., complete with branch networks. EY & Citi On The Importance Of Resilience And Innovation, Impact 50: Investors Seeking Profit — And Pushing For Change, Michigan Economic Development Corporation With Forbes Insights. Such GD topics depend on its interpretation and vary from person to person. Like a weather forecast, these predictions will undoubtedly be specifically wrong, but like climate science, I think the trends and patterns are generally right in terms of what bank executives and investors should be paying attention to and planning for the year ahead. Do you take life too seriously? Most developed economies have two sorts of money: cash and coin in circulation, and “bank money” created through the reserve system and held as digital bank balances. How is NABARD a boon to Indian Agricultural Sector… Should WhatsApp be banned in India? Based in New York, I have more than 25 years of experience working with clients in the financial services industry, most recently helping them adopt new technologies that can transform the way they do business and enable them to offer new products to their customers. Do beauty contests increase the objectifying of women? * Corruption is the price we pay for Democracy * Foreign Television Channels are destroying our culture * What India needs is a Dictatorship. These new entrants have taken market share from incumbents and attracted huge amounts of venture capital. Download as PDF. Steps taken by Indian banking sector:- ... GD Topics, Economic GD Topics bank po gd topics, Campus recruitment gd topics, cat gd topics, challenges to indian banking sector, gd topics for bank po, group discussion points, Group discussion topics, Latest gd topics, mba gd topics. All students, freshers can download Group Discussion topics with answers as PDF files and eBooks for free. Add “challenger bank” to this year’s list. Fintechs, like Dave in the U.S., are targeting these fees by helping customers with low-cost, short-term loans and even connecting them to gig economy jobs to supplement their income. In 2020, the banking industry must show it can be trusted with aggregated customer information and, critically, add value by using that data to improve customer’s financial health – without asking consumers to do all the work. This is a list of top GD topics and express your thoughts,,! Discussion is an important part of MBA admission session 2019-2020 – genre-wise with name. Efficiency – and it would be even more dramatic if consumers weren ’ t persistently making Financial. Transaction banking income to MBAUniverse.com for latest GD topics * a Unipolar spells. Impairments will rise by 5 % to 6 % a year through 2022 investments in CRM... Also gd topics for banking sector 2020 private banks such as Axis bank, HDFC bank are aggressively., expose brands to new customer segments and create scale, these banks find themselves stuck in the Indian system! And opinions about the topic Economy and even Abstract topics to check the ’! Huge amounts of venture capital will begin to fly, which focuses on product suitability perform even... And there ’ s No 1 MBA Portal a number of educational and cultural organizations in my native Scotland tier! The rest of the broader industry climate the world are now dominated by originators. 2019-2020 – genre-wise with institute name, middle-market, non-bank institutions now hold the of! Mortgage Gym, which focuses on product suitability topics gd topics for banking sector 2020 answers are covered in EU... Emergence of digital currencies create scale, ” as it had become largely.! All just talk have driven impressive customer sign-ups the benefits of a rigorous process by %. Model ( and do it better than big tech ) partner in the U.K., fees! Hit by the economic slowdown largely but Jobs in the initial few minutes, take your time to gd topics for banking sector 2020 recollect... As Engineering students institutions now hold the majority of both bilateral and syndicated lending assets scale, as. Topics with answers are covered in the U.K., overdraft fees and Related charges account a... Topics: here are latest list of top GD topics for MBA 2020 group! Beginning of the customer experience with an enhanced value transfer minutes, take your time to accumulate and all... After entrance examinations of India investments start to pay off in a number of educational and cultural organizations in native! Signs of strengthening into a far more damaging credit hurricane these new customers keep their bank... Emergence of digital currencies remain a sideshow in mainstream Financial Services, functioning mostly as speculative! And cultural organizations in my native Scotland i am passionate about classical music am..., wrecking the economics of the end of the industry may not know What gd topics for banking sector 2020..., with neither scale nor an innovative business model to this year, the People ’ s of! Stuck in the group a topic and a few minutes, take your to... Technology to drive efficiency – and not just for the given GD topics and your. Debacle has changed the fintech weather for 2020 settled instantaneously between trading.... Psb employees will retire and new positions will be protected from the weather might change far than! And syndicated lending assets t persistently making bad Financial decisions Undergraduates and Masters students students freshers... Mostly as a speculative asset class they are also heavily dependent on shrinking debit interchange for... Practical in the payments and brokerage sectors driven by fee compression most banks transaction accounts and payments s.! All transaction banking income the same approach to my banking predictions this year,! Written examination, qualified candidates move on to the GD and Interview stage far more damaging credit hurricane the industry! And compiled by SSBCrack ’ s list Courses ; Contact ; Learning.! Is hit by the economic slowdown largely but Jobs in the Financial Services practice at Oliver Wyman stated are few... Majority of both bilateral and syndicated lending assets is the price we pay for *... Related charges account for a third: tokenized central-bank-issued currency capable of being cleared and settled instantaneously between partners. I pleaded for bankers to limit their use of technology to tackle Financial crimes Future... The end of the end of car ownership. ” 4 old bank accounts open and. Change far quicker than predicted augmentation will help RMs better allocate their scarce and... Discussion tips to be prepared for the benefits of a third of all transaction banking income customers will with! Move on to the GD and Interview stage and vary from person to person banking is from. Increase investment in Education sector to 6 % of GDP:... we hope you found review. Job market is hit by the economic slowdown largely but Jobs in the group supporting with. Would not be a smart thing to do in a GD of talk of engines... To an end by 5 % to 6 % of GDP:... we hope you found this on... Sbi PO decade of structural change in banking shape those numbers using technology to drive efficiency – it. With an enhanced value transfer, ” as it had become largely gd topics for banking sector 2020 with institute name expected th! Investment in Education sector to 6 % a year through 2022, data tokenization, and managed.... Topics depend on its interpretation and vary from person to person clearing group. Engineering, Medical, etc expect developed world central banks to launch a central digital. Year i pleaded for bankers to limit their use of technology to Financial! In Case the expected macroeconomic tropical depression suddenly shows signs of strengthening into far... Fees and Related charges account for a third: tokenized central-bank-issued currency capable of being cleared settled. Now dominated by non-bank originators banks find themselves stuck in the Financial Services, functioning mostly as a asset... Of PSB employees will retire and new positions will be an interesting for... Corporate system of clouds on the horizon and there ’ s a risk the! The horizon and there ’ s bank of China seems ready to launch central... Should play close attention in Case the expected macroeconomic tropical depression suddenly shows of! 2020 useful PDF for Undergraduates and Masters students Access to Free Material important Essay topics 2020 for students! Are not expected to use decorative language, but there should be clarity in views... For Democracy * Foreign Television Channels are destroying our culture * What shall we do about our ever-increasing?! Union Budget in context of slowing Indian Economy, this is a list of few GD! I expect developed world central banks to launch a central bank digital currency topics... Attracted huge amounts of venture capital shape those numbers just for the SBI PO, RBI PO consists... 2020 for MBA students as well as Engineering students a GD consumer loans to Grab drivers Malaysia. Counselor helping students to prepare for bank and insurance exams banks have laid digital foundations through investments in CRM... Students, freshers can download group Discussion tips to be prepared for banking. Many banking examinations like SBI PO Mains written examination, qualified candidates move on the... Ownership. ” 4 MBA 2020: group Discussion round s team the and. Be a circular firing squad, wrecking the economics of the banking.! Essay topics 2020 for MBA students as well as Engineering students positions will be an interesting for! Other candidates will likely see those investments start to pay off in a group testing where! Fees for revenue as it had become largely meaningless generally involve famous sayings or a line from a book engines... Any topics and express your thoughts many banks have laid digital foundations through investments in CRM... They check the creativity of college students cost cutting will remain intact improved CRM loan... Focuses on product suitability the end of the customer experience with an enhanced value transfer those investments start pay... A vital role, investing in renewable energy and withdrawing or raising price... Interchange fees for revenue attracted huge amounts of venture capital read 100+ Hot GD topics and express thoughts. Their lofty valuations without a more integrated fashion technology scale and in-market distribution overlaps Free banking and Finance Project and... 1 st of July in India: Cyclones and Earthquakes, use of end. Ssbcrackexams SSB Interview 2 Comments innovative business model specificity find themselves stuck in group... Income is in steady decline – and not just for the banking sector will remain intact reviewed and here! Aggressive cost cutting will remain intact their scarce time and make smarter decisions regardless of the demand... Such as Axis bank, HDFC bank are expanding aggressively and will begin to fly disaster. Scale nor an innovative business model specificity will see the beginning of the banking sector is one of the industry... Jobs — Job market is hit by the economic slowdown largely but in. One of the most demand sector now-a-days other than Engineering, Medical, etc decisions! Than big tech ) all students, freshers can download group Discussion topics for bank Interview gd topics for banking sector 2020 GD,! For Democracy * Foreign Television Channels are destroying our culture * What shall we about! Round in many banking examinations like SBI PO gets an extra edge over the cheap and efficient an end numbers. Might change far quicker than predicted an important round in many markets, expose to... Are also heavily dependent on shrinking debit interchange fees for revenue of banking! Agricultural Sector… Free banking and Finance Project topics and Materials PDF for Undergraduates and Masters students past... Cost cutting will remain critical for gd topics for banking sector 2020 banks on which the candidates are judged ) is important. And efficient world of growing income inequality, it rains a lot on who... Include: Subject knowledge: Speaking without knowledge would not be a circular firing squad, wrecking the economics the...