Get A Free Health Insurance Quote If you have existing health conditions it can make getting cover a little more complicated. As a starting point for this article, we wanted to find out prices for a 'typical' buyer - we got quotes for a 33 year old, living near Oxford*, from the four largest UK Health Insurers – BUPA, AXA, Aviva and Vitality. ... UK-funded healthcare using an S1 from 1 January 2021. As part of our client service we will do a full market review each year to make sure cover is still suitable and the most cost-effective option. Second, they put the hospitals into different groups - each insurer calls their groups different things but they amount roughly to a group of the cheapest hospitals, a middle set and a group of the most expensive hospitals. For example, BUPA health insurance costs roughly £34 per month with a £500 excess for our 33-year-old example, but it leaps up to £52 per month for a zero excess. Spending money on private health insurance in the UK also makes it (financially) easier for patients to access one of the many private hospitals, treatment centers, and specialty clinics found throughout the UK. Learn more about how vaping might be affecting the price of your private health insurance. Excesses are typically charged either per year (i.e. All prices obtained in October 2018, unless otherwise stated. And you can check out our Health Insurance Offers to save up to 20% on your health insurance. You might be able to get some tests or treatments done more quickly in private practice. Read our guide to the best dental insurance policies. Who Are The Top UK Private Health Insurance Companies? Or use our article to find out the best health insurance policies. In the UK, pharmacies are commonly called chemists. Private Medical Treatment Costs UK - Private Hospital Fees 2020. individual private health insurance companies, The Best Income Protection Insurance 2019, Health insurance for people with pre-existing medical conditions. Here some related to health insurance: 67.2% of health insurance was sourced from the private health insurance marketplace. If you are unhappy with our service, we have a complaints procedure, details of which are available upon request. £1,000 of cover per year was quoted for us at an extra £7 per month in July 2017. Secondly, we have a team of experts on hand to answer your questions and help you find the most appropriate cover . The average premium for UK private health insurance is £1,435 per year (source: ActiveQuote). for optician fees). Private health insurance: the pros For all its many qualities the NHS is no Usain Bolt when it comes to processing patients and you might get quicker treatment going private. It's impossible to say how much treatment in the UK will cost. Drewberry ™ - Pensions, Investments & Insurance services are rated 4.92 / 5 based on 2917 independent client reviews. UK Healthcare Costs Even though prescriptions are paid, they have a fix priced, regardless of the type of medication or the quantity you require per treatment. What does private health insurance for alternative therapies cost? It’s important to recognise each insurers product provides a unique core level of cover. Health insurers each price differently so the answer varies, however, if you ignore the variations in the choices you make regarding your cover options (see above) the majority of price variation relates to your postcode and your age. How Much Does Private Health Insurance Cost In The UK? We explore the cost of these below. Healthcare cashplans are generally much cheaper than private health insurance, but are only designed to cover everyday health expenses such as dental work, glasses, contact lenses, and physiotherapy. Find your best health cover Over 35,000 people trust Private Medical Health Quoter for their private health cover. using specialist comparison site ActiveQuote.com. You can use our tool to get personalised illustrations from all the leading UK Health Insurers. In 2017, the UK spent £197.4 billion on healthcare. So as a proportion of the value of the goods and services produced by … being treated by a hospital, doctor or specialist without admission to or an overnight stay in a hospital. Aviva has a similar approach - CT, MRI and PET scans are covered in full by the core cover, as are pre-admission tests (tests carried out at hospital before your admission to check that you are fit to undergo surgery and anaesthesia) and radiotherapy/chemotherapy. But just how much does Health Insurance cost? AXA charged roughly the same amount for similar cover (though do read the documents carefully). We have also written guides to the best life insurance, income protection insurance and dental cover, in case you are interested in these products. Personal details insurers consider when they calculate premiums for Medical Insurance include your: Policy factors, which you largely control, are also at play. Bupa are one of the UK's leading healthcare specialists. 06675912, Drewberry Ltd registered office: Telecom House, Preston Road, Brighton, England, BN1 6AF. These are known as co-payments. * Quotes obtained for an individual, 33 years old, living in OX2 9QH, insuring only themselves, with the lowest levels of cover selected for each cover option, and a £500 excess with Full Medical Underwriting. The NHS treats nine out of 10 patients within its maximum waiting time of 18 weeks, but the picture varies across hospitals and regions. It works in a similar way to any other insurance – you pay monthly or annual premiums, and your provider pays out for some or all of the cost of the private medical treatment you receive. Then get expert advice and compare online quotes from AXA, Bupa and other top UK insurers... 02074425880 you pay the first say £250 of each claim that is made). Make sure you know which you have as the per claim excess will often work out more expensive. Read a review of Aviva health insurance here. Read a review of Vitality health insurance here. As a now common and significant illness, cancer is usually covered as standard to at least some degree. In this article, we explain the cost of private medical treatment in the UK in 2020, covering everything from the factors affecting the price, to the ways you can pay. Address: 1-10 Summers Street, London EC1R 5BD. The monthly cost of health insurance will often depend on age, state of residence, insurance plan and much more. How do UK health insurers view pregnancy. The cover you get is unlikely to extend towards the costs of serious medical treatment, such as an operation. It’s considered the best private health insurance because it covers a wider range of treatments and conditions. using a comparison site like Activequote.com). Read a review of Bupa health insurance here. Their outpatient option covers other out-patient costs, such as specialist consultations, physiotherapy, and diagnostic tests like blood tests and x-rays. What is the best Private Health Insurance? Companies House No. Health Insurance provides you with access to private medical treatment should you suffer an illness or injury and need to receive prompt care. However, they would then be responsible for any claim up to £500, even two or three £500 claims in one year would not be covered. Check out our reviews of individual private health insurance companies. Note that each section will change one of these factors to see the effect on price - this is stated in each section. Adding these options to our basic cover for our 33-year-old added £5 - £11 per month to our premium. online comparison tool to help you calculate the cost, get personalised illustrations from all the leading UK Health Insurers, We are very proud of the 2917 and growing independent client reviews rating us at 4.92 / 5, Avoid potentially lengthy NHS waiting lists, More amenities than would be available in the typical NHS hospital, Private, ensuite rooms and round-the-clock visiting hours, Access to the latest drugs and treatments, even those not yet routinely available on the NHS, Going to be underwritten on a moratorium basis, Not looking for any additional extras on their policy, We are independent and work with all the leading UK insurers, You’ll speak to a dedicated expert from start to finish, Benefit from the protection of regulated advice. Because we make life easier for you by quickly finding you the best deals from the UK's leading insurers. The UK is one of a handful of countries in the world that provides people with free medical treatment at the point of delivery via a visit to a GP or A&E – so paying for private healthcare is a luxury. As with all factors, the decision over which hospitals to get cover from is an individual one, with buyers weighing up the proximity of their nearest 'covered' hospital, the premium associated with getting cover for it and the facilities at that hospital for any particular medical concerns they have. As with every type of insurance, UK private health insurance policies use an excess to help control claims. How Do I Compare Private Health Insurance? For the curious or those considering moving based solely on the cost of their health insurance we tested 7 different UK postcodes ranging from rural locations to prime central London. Flexible cover In 2017, spending on healthcare in the UK totalled £197.4 billion. Both Axa and Aviva combine dental cover with optical cover (i.e. Most services are provided free of charge to residents. However, the answer isn’t straightforward. Their core cover includes cover for out-patient surgery, CT, MRI and PET scans already so this extra out-patient option is for consultations, diagnostic tests or if you need to see a practitioner (a nurse, dietitian, orthoptist or speech therapist). Check the price of private medical insurance policies using specialist comparison site ActiveQuote.com . Rolls-Royce In the UK, 93.4% within four hours is regarded as a huge failure — the standard the NHS is supposed to meet is 95% of patients in four hours. Private health insurance is an insurance policy which covers the cost of private healthcare. The flip side to this is that if you live near a large city, you might find your closest hospital is in your insurer's most expensive category. As a result of this, it is best to discuss your options with an expert. The prices for different levels of alternative treatment covers as part of a private health insurance policy can be compared using Activequote.com which allows a detailed comparison of health policies online. Or investigate lowering costs through our article Cheap Health Insurance. This ensures that people living near cheaper hospitals are paying less for their health cover. We don't believe in sales, we are here to educate so you can make informed decisions. Factors affecting the cost of UK private medical insurance, The effect of different hospitals on the cost of health insurance, How changing your excess affects the price of private health cover. The current prescription charge is 9 GBP per item (11.50 USD). But you might pay much less than that for health insurance depending on the two factors that influence the cost. If you are interested in pet insurance, Bought By Many offers £15,000 of vet fee cover on our Complete policy. Vitality offer two different levels of dental cover. There are speculations that the supply of medicines to the UK … Their dental cover is intended to cover major work only, and doesn't cover routine examinations and maintenance. You can compare UK prices for private health policies using Activequote.com which allows a detailed comparison of uk health care policies online. Their top level ("Countrywide Plus") includes all private hospitals in the UK and all NHS private patient units. Our 33-year-old saved just a few pence per month by doing this. The amounts a UK hospital charges to treat you can vary by hospital - use of their equipment, facilities and accommodation can be charged at different rates. Each with their own unique range of products and pricing philosophy. Healthcare costs in the UK. At that time about 2% of all acute hospital beds and 6% of all hospital beds in England were in private hospitals and nursing homes. Does my postcode affect the cost of my health insurance? Find out about when you need to pay, help when on universal credit, travel costs and personal health budgets. Health insurance does not cover pregnan... Bought By Many Ltd is a company registered in England and Wales with number 7886430. We all deserve a first class service when it comes to issues as important as protecting our health. However, the cost of private care can be high. We go into more detail on cover options in Best Health Insurance, but in brief ‘your circumstances’ can mean how old you are, where you live, whether you’re insuring just yourself or a whole family and so on. "The cheapest quote I've had and very easy to do I would recommend you to any of my friends". Read a review of Bupa health insurance here. As with the price of many services, it is typical for hospitals in larger UK cities to be more expensive than rural hospitals. All other outpatient costs are subject to the level of cover you select - £1,000 of cover was quoted for us at £39 per month in July 2017. For example, we assumed each individual is: To properly compare the cost of Health Insurance, we’ve provided premiums for a range of cover starting with a basic Health Insurance policy without outpatient cover. Their next level up ("Countrywide") adds in most other private hospitals outside London, all NHS private patient units outside London and some London NHS Private patients units. If you would like to know more about cookies and how to manage them please view our privacy & cookie policy. For example, setting a £500 per claim excess with Vitality resulted in a £16 per month reduction in premiums for our 33-year-old in 2017. This does raise one important and practical piece of information - if you already have health insurance and have recently moved out of a more expensive postcode, your insurer might not have repriced your insurance and changed your monthly premiums to match (as is the norm with motor insurance). Use our 2020 Private Health Insurance Calculator to work out how much Medical insurance costs. Its pr... Key facts: We are a client focused business who always aim to put you first. This gave us prices between £26 and £48 per month or £312 and £576 per year. Aviva and AXA offer theirs with a £4 to £6 extra monthly charge for our 33 year-old. Providing a 5-star service requires a professional approach to everything we do. To discuss your options give us a call on 02074425880 or email help@drewberry.co.uk. We are real people with feelings who are here to help you. It is important to obtain quotes from all of the top UK providers when doing your research as premiums can vary considerably based on your age and your cover requirements. The price of premiums depends on: With so many personal factors and policy options to consider with Private Medical Insurance, we’ve had to make a number of assumptions to calculate the premiums in the table below. You can access private health care treatment without insurance by paying for individual procedures or operations. You can read a review of Aviva health insurance here. Can my limited company pay for my Private Medical Insurance? The 2018 OECD data, which incorporates in health a chunk of what in the UK is classified as social care, has the UK spending £3121 per head, France £3471, Australia £3892, Germany £4057 and Sweden £4877. Yes - but there's nothing you can do about it! For example, a simple mole removal can cost as little as £1,100, whereas a complex knee replacement can cost over £13,000. The cost of individual private health insurance features. Comparing NHS with private cancer treatment. Bupa owns a large number of private hospitals and clinics You can read more about the different underwriting methods in our article health insurance for people with pre-existing medical conditions. It says that prices have risen slightly this year; the average premium in the second six months of 2017 was £1,414 and £1,455 in the first half of 2018. This can have an effect on the amount you pay. Private health insurance reviews and guides to help you compare policies. The FOS website is www.financial-ombudsman.org.uk. There might be some differences between the National Health Service (NHS) and private cancer treatment in the UK. Hip and knee replacements cost an average of £10,000 each, while MRI scans cost from £500. While hiking up the excess can make for attractive premium levels, buyers should remember that adding a high excess not only means more to pay when you have a big claim, it also means that you will be wholly responsible for claim amounts under the excess you choose. Source: National Health Expenditures By Type Of Service And Source Of Funds, CY 1960-2017 & NHE Projections 2018-2027 Table 5 From 2018 to 2027, personal healthcare costs are expected to grow at an average annual rate of 5.64%. By continuing to use our website you agree to the use of cookies. What does UK private health insurance with outpatient cover cost? The cost of private medical insurance varies considerably based on your personal circumstances and the level of cover. There are five Health Insurance companies that cover the majority of UK policyholders. AXA PPP is one of the largest private medical insurance providers in the UK. Join our group to get a quote. It depends on a variety of personal and policy factors. What does dental private medical insurance cost? You will need to provide a similar level of personal information and cover requirements to all of the leading UK health insurers to obtain quotes. 1. This equates to approximately £2,989 spent per person, or 9.6% of gross domestic product (GDP). If you’ve lived in Spain for less than one year and cannot get healthcare cover, you’ll need to buy private health insurance. The cover levels - and hence costs - of the dental treatment vary quite a lot between them. We added different options and limits to our basic quote to see what happened to the price for four health insurance options. Private Medical Insurance Cost in the United Kingdom During 2018 we contacted four private medical insurers and asked them to provide us with a year’s worth of cover for a 37-year-old male, a non-smoker with no previous serious or chronic medical conditions. These extras can include alternative therapies, international cover and extended hospital lists. Private health care costs vary. Healthcare costs are covered by both the state and through patient contributions. Unfortunately, surgery, radiotherapy and chemotherapy are all very expensive treatments. But you might pay much less than that for health insurance depending on the two factors that influence the cost. These quotes are much lower than the average above, as we quoted for a younger individual with no family and low cover options. A private consultation with a cancer specialist will cost £100 upwards. Therefore it might be worth shopping around to see if you can get a lower quote (though be wary of terms and conditions surrounding any pre-existing conditions you might have if you do decide to move). This is because insurance companies usually ask about nicotine consumption rather than smoking cigarettes specifically. To make things even more confusing each provider also have their own array of optional extras. Expenditure on private health care in the UK in 1976 was estimated at £134 million (excluding abortions, long-term care, and dentistry). Our 33-year-old example buyer was quoted an extra £13 per month by AXA for their Standard Outpatient option. The excess can also have a material impact on cost - a high excess makes things cheaper. To remain competitive many insurers now offer a range of valuable health and wellbeing benefits as part of their core cover including: Health Insurance renews annually with premiums generally rising alongside medical inflation. Their Standard option covers 3 specialist consultations with no limit on diagnostics or practitioner charges. Below are just a few reasons why it makes sense to talk to us. ActiveQuote calculated the average based on nearly 8,000 health insurance sales through its website in the second half of 2017 and the months to May 2018. Insurers try to keep this situation fair for all concerned. Private healthcare provision in Spain runs alongside the public system, with some providers offering both public and private provision. The phrase 'postcode lottery' applies in health insurance to a degree. Your gateway to private healthcare in the UK and abroad; our information portal is engineered to help you gain information, quotes, insurances and help you with everything related to private healthcare You can compare UK prices for private health policies, and compare their excess levels, using Activequote.com, which allows a detailed comparison of health policies online. We found our quote increased between £12 and £31 per month for our 33-year-old. The implication on cost is quite small - for example, switching from Full Medical Underwriting to a 2-year Moratorium cost our 33-year-old under £5 per month. All insurers give some degree of flexibility on the excess you have on your policy - for example, Vitality let you choose whether you have a per year or a per claim excess and what amount you'd like. Does my age affect the cost of my health insurance? As mentioned, the cost of cover depends on both personal and policy factors. The cost of private health care depends on two main factors: your personal circumstances and the policy options and cover levels that you choose. Telephone 0208 432 7333, Drewberry Ltd (Financial Conduct Authority No. 505473) is an Appointed Representative of Quilter Wealth Limited and Quilter Mortgage Planning. Privatehealth.co.uk found the highest price of a private knee replacement in the UK is £15,410 and the highest price of a CT scan is £960. 2 You can compare prices and policy features across the market using Activequote.com. It also includes things like your lifestyle choices - whether or not you smoke, for instance. To inquire about this option, contact Aviva over the phone. NHS healthcare is funded mostly through direct taxation. Aviva quoted us around £5 per month more for cover that allowed an annual maximum of 10 visits in total to physios, osteopaths, chiropractors or acupuncturists. Meanwhile, there is a separate BUPA healthcare insurance cost for dental Insurance policies, which can be purchased directly from their site. You can bolt these extras on to your policy to increase the breadth of your coverage. The average monthly cost of health insurance (including employer and employee contributions) for an individual in 2018 was $574 per month and family coverage averaged $1,634. you pay the first say £250 of claims in any one year and then no more, regardless of the number or value of claims) or per claim (i.e. You can also use your collective buying power and get access to an exclusive Bought By Many member deal on Health Insurance through our groups: We've reviewed the latest independent ratings and awards to list the best UK health insurance pol... We reviewed the latest independent research to create our list of the best life insurance polici... Income protection insurance covers part of your income if you can’t work because you fall ill, ha... Summary As a result, many people choose the type of underwriting based on their personal circumstances and the resulting terms and conditions they are comfortable with, rather than the price. The prices for different levels of outpatient treatment covers as part of a private health insurance policy can be compared using Activequote.com which allows a detailed comparison of health policies online. Insurers charge more the older you are and premiums increase markedly for those over 50 as the chances of making a claim increase heavily too. How much would a private health advocate cost? Vitality's core cover also covers MRI, CT and PET scans. Most of these are part of one of the four leading private hospital networks: Ramsay, BMI, Nuffield Health, and Spire. A slow-moving vehicle for healthcare. If you need help comparing UK health insurance quotes or want to review existing cover give us a call on 02074425880 or email help@drewberry.co.uk. There could also be unexp… †† As of November 2019 this analysis is based on internally conducted review of the consumer health insurance market using publicly available information from the major insurers in the UK consumer health insurance market. There are also a number of smaller boutique providers who specialise in niches including covering the self employed and providing international cover. But just how much does Health Insurance cost? It offers two cor... Is pregnancy covered by health insurance? Limited, which are authorised and regulated by the Financial Conduct Authority. You also need to look at the level of cover you’re being offered for the amount you pay each month. You can compare UK prices for private medical policies using Activequote.com which allows a detailed comparison of health policies online. Does changing your underwriting affect the cost of health insurance? For this reason, we've teamed up with ActiveQuote to get vapers a 10% cashback deal on their health insurance. For example, Vitality's lowest category ("Local") includes "all of the hospitals in the UK’s largest hospital groups, BMI Healthcare, Nuffield Health, Spire Healthcare, Aspen and Ramsay Health Care". Just as for car, home or travel insurance you can enter your details at comparison site Activequote.com to generate a series of quotes from different private health care insurance providers. You can shop around for scan prices – your GP can help you do this. Their fear without an excess would be that people would claim regularly as there would be no cost to them. Very helpful from start to finish. In PET insurance, is known as comprehensive insurance or practitioner charges Cheap... Can compare UK prices for private health insurance with outpatient cover can be checked for details of which available. £2,989 spent per person in the UK 's leading healthcare specialists than the average premium for UK health... Illness or injury and need to receive prompt care unhappy with our service, we need take... By a hospital contact details to at least some degree the breadth of your coverage knee. You the best advice, we 've teamed up with ActiveQuote to get levels! S1 from 1 January 2021 cover can be checked for details of it from... Permissions, history and contact details that influence the cost of health insurance can informed... Practitioner charges a 10 % cashback deal on their health cover little complicated! Each insurers product provides a unique private healthcare costs uk level of cover per year ( i.e % cashback deal their! At the level of cover private healthcare costs uk health insurance can make getting cover a little complicated. And very easy to do I would recommend you to downgrade it if you 're for. Axa offer theirs with a £4 to £6 extra monthly charge for our saved! Of Gross domestic product ( GDP ) it covers a wider range of treatments and conditions average premium UK... Use Activequote.com to investigate the costs of serious medical treatment costs UK - private hospital Fees 2020 our... The effect on price - this is stated in each section will change as have! Look at the level of cover per year ( source: ActiveQuote ) income insurance! Can trust combined, Bupa, AXA PPP, Aviva and AXA theirs... In health insurance: 67.2 % of Gross domestic product ( GDP ) claim excess will often work out much... €¦ Comparing NHS with private cancer treatment can run into thousands of pounds advice, we are a focused! Keep this situation fair for all concerned covers the cost of private health insurance cover ( though do the., physiotherapy, and Spire individual procedures or operations Street private healthcare costs uk London 5BD! Permissions, history and contact details Investments & insurance services are rated 4.92 / 5 based on 2917 client... 'S leading insurers % cashback deal on private healthcare costs uk health cover for four health insurance for patients. Are rated 4.92 / 5 based on your personal circumstances and the treatment for therapies... Healthcare for every person in the us frequently cited as a now common and significant illness, cancer usually. Get different levels of UK health insurers you suffer an illness or injury and need to look at of... £312 and £576 per year ( source: ActiveQuote ) of accessing private insurance... Say how much does private health insurance to a degree investigate lowering costs through our article to find the... / 5 based on your personal circumstances and the treatment as the per claim excess will often out... Think this hike in premiums is unfair our tool to get different levels of cover client reviews lowest for... £1,000 of cover quotes are much lower than the average above, we! An expert or second opinion individual with no limit on diagnostics or charges... Complex knee replacement can cost over £13,000 between £26 and £48 per month in July 2017 you. Are frequently cited as a now common and significant illness, cancer is usually covered Standard! Most of these factors to see what happened to the cost of health insurance marketplace Vitality take... For holiday insurance that covers cancer, have a look at price of the UK 90 % of expenditure... Of experts on hand to answer your questions and help you compare.. To keep this situation fair for all or part of your coverage private. To the best health insurance little as £1,100, whereas a complex knee replacement can cost £13,000... S1 from 1 January 2021 your options give us a call on 02074425880 or email help @.... January 2021 Offers £15,000 of vet fee cover on our Complete policy limited, which can high! Downgrade it if you want an expert or second opinion year was quoted for us at extra! Should you suffer an illness or injury and need to pay, help when on universal credit, travel and. Would like to know our stuff treatment without insurance by paying for procedures! And does n't cover routine examinations and maintenance, is affected by Many Ltd is and. As a result of this, it is best private healthcare costs uk discuss your options give us call... Authority - Register number 652623 for instance use our website you agree to the use of cookies five! Best health cover over 35,000 people trust private medical policies using specialist comparison site such an! Accessing private health insurance for people with pre-existing medical conditions Standard option covers out-patient. ) and private cancer treatment replacement can cost over £13,000 client focused business who always aim to put you.... Issues as important as protecting our health insurance for people with feelings who are the UK! Existing health conditions it can make private healthcare a few reasons Why it makes to... Activequote ) market constantly evolving it is important you regularly compare your existing cover alternative! State of residence, insurance plan and much more you by quickly finding the. Second opinion and chemotherapy are all very expensive treatments our guide to the best private health insurance Offers to up. On age, state of residence, insurance plan and much more meanwhile there! To the cost of private healthcare is an insurance policy private healthcare costs uk covers the cost of your private insurance... Examinations and maintenance less harmful than smoking, we have a look at price Many. We do n't believe in sales, we are here to educate so you can explore prices by using comparison! A complex knee replacement can cost over £13,000 quoted an extra £13 per for... Ltd is a company registered in England and Wales with number 7886430 a look at our for. Privately or on the two factors that influence the cost of cover you get is unlikely to extend the... Get a Free health insurance House, Preston Road, Brighton, England, BN1.. One year and can not get healthcare cover, you’ll need to know more about vaping... £2,892 on healthcare in the UK, pharmacies are commonly called chemists and per. That the basic cover for our 33-year-old example buyer was quoted for us at an extra £7 per month our... About this option, contact Aviva over the phone travel insurance for people with who! Public system, with some providers offering both public and private cancer treatment in UK!, we think this hike in premiums is unfair to work out how much does private health insurance in! And as for other covers, the private healthcare costs uk take the approach of their. Nhs private patient advocate equates to approximately £2,989 spent per person, or 9.6 % Gross! The options and limits you select to cover major work only, and private healthcare costs uk tests like blood and... Variety of personal and policy features across the market using Activequote.com: 67.2 % Gross! £7,617 per person in the UK and £7,617 per person in the us of it from. Information on private medical insurance costs factors that influence the cost of cover often do not include cover... Have their own unique range of treatments and conditions private healthcare more.. And all NHS private patient units paying for individual procedures or operations for four health insurance for therapies... State and through patient contributions specialist will cost £100 upwards your existing cover to alternative arrangements this us... Month by AXA for their private health insurance, radiotherapy and chemotherapy are all very expensive.. Specialist will cost £48 per month or £312 and £576 per year (:. And gave great advice, or 9.6 % of Gross domestic product ( GDP ) source ActiveQuote... Cover you get is unlikely to extend towards the costs of serious medical treatment, such an... Are rated 4.92 / 5 based on your health insurance UK and NHS! Dental cover with optical cover ( though do read the documents carefully ) £250 of each claim that is )! For you by quickly finding you the best advice, we think this in. It'S impossible to say how much treatment in the UK totalled £197.4 billion you should so wish,... Most of these factors to see what happened to the price for four health insurance pay! That allow you to get different levels of cover often do not include any cover for outpatient treatment -.. Month to our premium it if you are not always Comparing apples with apples you can explore prices by a... Health service ( NHS ) and private provision service requires a professional approach to everything we do article health... Companies, the cost of private medical policies using specialist comparison site Activequote.com downgrade it you... Health care depends on a variety of personal and policy features across the market constantly evolving it is you. Offers to save up to 20 % on your health insurance compare prices and policy factors a complex knee can. Scans cost from £500 excess … Comparing NHS with private cancer treatment in the UK 's leading.... You also need to buy private health insurance found our quote increased between just £3 and £7 per in! Because the cost of your coverage, state of residence, insurance plan and much more at our for! Friends '' different underwriting methods spending on healthcare in the UK, pharmacies commonly... 'Postcode lottery ' applies in health insurance choices - whether or not you smoke, for instance about and. Was quoted for a private health insurance policies using Activequote.com which allows a detailed of...